Answer by the Law of Kamma :- Borrow money to make merit


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Borrow money to make merit
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Questions from audience:

If someone who has a little money and borrows money to make merit, is it the right deed?  Will the donator get merit at once or after he gives back all debt the lender?  When the fruit by this deed yields, how is it different from the normal one?
In the other hand, the lender had lent his money to make merit willingly but the borrower could not pay back all debt and finally, the lender gave up his debt.  How does the fruit yield?
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Answers:
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The action which is completely or partially correct by the principle depends on the exploitation.  If he did and it exploited himself or others, his deed is not completely correct and may be wrong.  If someone has not enough money and borrows money to make merit, there are three possible cases:
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1.      He paid back all debt, example, he went to the temple and found that he had forgot his wallet, so he borrowed his friend’s money to make merit and paid back later.  For this case it is okay but you should know more details.  If you make merit with your money, you will get fully merit at once.  If you borrowed to do, you would get partial merit immediately and will get all of your merit whenever you pay back all debt.
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2.      He paid back partially and the lender gave up at last.  It is not completely correct by the principle.  When the fruits yield, the borrower’s living will depend on the lender, example, he will become the lender’s employee.
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3.      He did pay back at all.  When the fruits yield, the borrower will get something but he can not use or spend it.  For example, the borrower won the 1st award of lottery because of the fruits.  But he couldn’t spend the reward, he might be happy too much and suddenly shocked and passed away.
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By Khunkru Maiyai
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October 29th, 2005
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